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Wednesday, August 26, 2020
Nicole Jumper Essay -- Weight Loss Diet Nutrition Papers
Nicole Jumper The craving to change oneââ¬â¢s self-perception is predominant in todayââ¬â¢s society; and by and large what individuals need to change is their weight. Organizations who market diet projects and marvel diet drugs are a lot of mindful of this shared trait among buyers and exploit the vulnerable idea of the individuals who need to lose the weight and lose it quick. Among the huge number of pills, projects and guarantees that are offered as fixes to the misery of being fat, one new idea has risen that extends the limits of rationale: the catabolic eating routine. WHAT IS THE CATABOLIC DIET? The catabolic eating routine depends on the idea that an individual can eat ââ¬Å"catabolicâ⬠nourishments that really have a negative calorie impact. These are nourishments that as far as anyone knows take an individual a bigger number of calories to process them than the food itself really contains. Basically, they are nourishments that consume fat as opposed to making it. (http://www.rarebooks.net/beck/cataboli.htm) Data FOUND ON THE NET The designers of the catabolic eating routine have utilized the Internet as their essential advertising instrument; along these lines, there are numerous locales about the eating routine. Some are explicit promotions and others act like being educational and authentic. The main concern: all the destinations found on the catabolic eating routine are hoping to make a benefit and need the program to become tied up with a program. One site, http://www.blackbeard.com/newlook/, claims that the catabolic eating routine is viable to such an extent that, ââ¬Å"[It] works multiple times quicker than starvation.â⬠Yet, subsequent to offering this expression the site additionally says that the ââ¬Å"Catabolic Diet is a medicinally made eating routine. . .â⬠Needless to state there is no clinical doctorââ¬â¢s underwriting discovered a... ... REFERENCES Astrup, Arne. ââ¬Å"Dietary Approaches to Reducing Body Weight.â⬠Clinical Endocrinology and Metabolism. Ed. Jeff P. Holly. New York: AMA 1999. 109-120. Berstein RS; Thornton JC; Yang MU; Wang J; Redmond AM; Pierson RN Jr; Pi-Sunyer FX; Van Itallie TB. (1983a). Expectation of the Resting Metabolic Rate in corpulent patients. American Journal of Clinical Nutrition, 1983 Apr, 37(4): 595-602. Brannon, Linda and Jess Feist. Wellbeing Psychology: An Introduction to Behavior and Health. Belmont, CA: Wadsworth, 2000. Westerterp-Plantega MS; Rolland V; Wilson SA; Westerterp KR. (1999a). Satiety identified with 24 h diet-prompted thermogenesis during high protein/starch versus high fat weight control plans estimated in a breath chamber. European Journal of Clinical Nutrition, 1999 June; 53(6): 495-503.
Saturday, August 22, 2020
Anxiety Disorders and Bipolar Disorder free essay sample
This paper investigates and analyzes uneasiness issue and bipolar issue, including medicines accessible and suggestions for improving the consciousness of these disarranges. Tension issue and bipolar issue are two of the most obliterating mental diseases. Giving a compact and itemized outline of the different sorts of nervousness issue and the various phases of bipolar issue, just as a conversation of treatment choices, the creator contends that while enhancements have been made to the treatment and comprehension of these diseases, further upgrades are important, including the mix of medication treatment and psychotherapy. In spite of the expanding mindfulness, instruction, information, treatment, and comprehension of mental issue, there is still no obvious, convenient solution, and uniform strategy accessible to analyze or potentially take out (or possibly lessen) dysfunctional behaviors and mental issue. Uneasiness issue and bipolar issue are two of the most widely recognized psychological instabilities that keep a person from working typically. While most people may ostensibly like to stay uninformed of the presence of uneasiness issue as well as bipolar issue, the truth of the matter is that in excess of 23 million people experience the ill effects of tension issue (Harvard, 1) while in excess of 3 million people experience the ill effects of bipolar issue (Hollandsworth). We will compose a custom article test on Tension Disorders and Bipolar Disorder or on the other hand any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page
Tuesday, August 18, 2020
Why You Should Participate in Intramurals
Why You Should Participate in Intramurals Sweat it Out: Why You Should Get Involved with Intramurals Sweat it Out: Why You Should Get Involved with Intramurals Remember the good old days when gym class was an excuse to play games in the middle of the day? As an adult, you donât get the luxury of participating in an organized gym class while receiving credit for it. Instead, you need to coordinate your fitness with your lectures, deadlines, work schedule, and social life. It can be tough to stay active while youâre a student, but itâs important that you make time for it, so what better way than to participate in intramurals? Here are 4 reasons why you should get involved. 1. Intramurals are Scheduled Carving out time to go to the gym is difficult enough as it is, but what if the gym was only open for 1 hour each day? It would probably be easier to go since you could arrange your schedule beforehand. When fitness is made too flexible, it can be easy to put it off, but having a weekly commitment to your intramural team will help you to actually make sure you attend on a regular basis. 2. Body and Mind By now, you know that an active lifestyle can do amazing things for the human body. A regular exercise routine can regulate your weight, lower cholesterol, and detoxify your body through sweating. Not only can physical activity benefit your body, but it can do wonderful things for your mind as well. Whether youâre looking for some stress relief or simply want to release some endorphins, intramurals will help to achieve this. 3. You Have Options If youâre not great at volleyball, thereâs a good chance youâre not going to want to play on that specific intramural team. The good news is that schools offer a lot of intramurals to participate in such as soccer, dodgeball, baseball, basketball, hockey, and many more. More importantly, many schools offer intramurals at different levels too! So, whether youâre looking for a more competitive experience or you simply want to enjoy being around people in an active setting, there is an activity and skill level for you. 4. New Friendships Making friends as a student should be easy since youâre surrounded by people with common interests, but unfortunately it can be rather difficult to forge meaningful bonds with people when youâre so busy juggling everything. Fortunately, intramurals provide a time dedicated to fitness and fun with people whom are also looking for a break in their day as well. This is a carefree opportunity to just enjoy being around people while furthering your skills and bettering your health. Taking the time to participate in activities you enjoy can be difficult, but itâs extremely important. Not only can intramurals benefit your overall well-being physically, but youâll find yourself gaining stronger friendships, a healthier outlook on life, and not have to worry about forcing yourself to make time for the gym since the time will already be scheduled for you. Worried that you wonât be able to complete an assignment unless you skip your intramural? Check out our services and see what we can do to help. References: 7 great reasons why exercise matters. (2016, October 13). Retrieved August 30, 2017, from art-20048389 Exercise and Depression. (2017). Retrieved August 30, 2017, from exercise-depression#1 Why You Should Participate in Intramurals Sweat it Out: Why You Should Get Involved with Intramurals Sweat it Out: Why You Should Get Involved with Intramurals Remember the good old days when gym class was an excuse to play games in the middle of the day? As an adult, you donât get the luxury of participating in an organized gym class while receiving credit for it. Instead, you need to coordinate your fitness with your lectures, deadlines, work schedule, and social life. It can be tough to stay active while youâre a student, but itâs important that you make time for it, so what better way than to participate in intramurals? Here are 4 reasons why you should get involved. 1. Intramurals are Scheduled Carving out time to go to the gym is difficult enough as it is, but what if the gym was only open for 1 hour each day? It would probably be easier to go since you could arrange your schedule beforehand. When fitness is made too flexible, it can be easy to put it off, but having a weekly commitment to your intramural team will help you to actually make sure you attend on a regular basis. 2. Body and Mind By now, you know that an active lifestyle can do amazing things for the human body. A regular exercise routine can regulate your weight, lower cholesterol, and detoxify your body through sweating. Not only can physical activity benefit your body, but it can do wonderful things for your mind as well. Whether youâre looking for some stress relief or simply want to release some endorphins, intramurals will help to achieve this. 3. You Have Options If youâre not great at volleyball, thereâs a good chance youâre not going to want to play on that specific intramural team. The good news is that schools offer a lot of intramurals to participate in such as soccer, dodgeball, baseball, basketball, hockey, and many more. More importantly, many schools offer intramurals at different levels too! So, whether youâre looking for a more competitive experience or you simply want to enjoy being around people in an active setting, there is an activity and skill level for you. 4. New Friendships Making friends as a student should be easy since youâre surrounded by people with common interests, but unfortunately it can be rather difficult to forge meaningful bonds with people when youâre so busy juggling everything. Fortunately, intramurals provide a time dedicated to fitness and fun with people whom are also looking for a break in their day as well. This is a carefree opportunity to just enjoy being around people while furthering your skills and bettering your health. Taking the time to participate in activities you enjoy can be difficult, but itâs extremely important. Not only can intramurals benefit your overall well-being physically, but youâll find yourself gaining stronger friendships, a healthier outlook on life, and not have to worry about forcing yourself to make time for the gym since the time will already be scheduled for you. Worried that you wonât be able to complete an assignment unless you skip your intramural? Check out our services and see what we can do to help. References: 7 great reasons why exercise matters. (2016, October 13). Retrieved August 30, 2017, from art-20048389 Exercise and Depression. (2017). Retrieved August 30, 2017, from exercise-depression#1
Sunday, May 24, 2020
The Constitution Of The United States - 1092 Words
It was accepted on November 15, 1777, by Congress and confirmed by the state on March 1, 1781. The Articles of Confederation were a respectful effort by a new country and to create an ideal national government. Although to some states that form of government was not happy because the Articles of Confederation will soon become a disadvantage. The Constitution Of United States was established in 1787. The Constitution of United States was written as a set of rules for this country. Many of the ââ¬Å"rulesâ⬠have helped the country stay in order. The constitution gave more power to the national government than the Articles of Confederation. Fifty-five representatives met in Philadelphia in 1787 to establish a new government for the better. Theâ⬠¦show more contentâ⬠¦Check and Balances makes sure no one has more power than the other so everyone can be treated equal. We live in a democracy which means as United States citizens we get the freedom to express yourself, fair trial by jury, right to vote, freedom to pursue ââ¬Å"life, liberty, and the pursuit of happinessâ⬠, and etc. We get freedom living in a democracy regardless of what happens in the future, they can not take our rights away from us. For the first written Constitution of the United States which was the Articles of Confederation the power to make laws known as the legislative branch was made equal. The congress had full power to form a union and to make war. Therefore, the power gives to the Congress allowed it to operate with an minimum control over every other state. One thing that was effective was in the allowance of equal votes in Congress for each state. However, the United States government lacked a system of taxation. Under the Articles of Confederation, the Congress had no power to tax the states instead of the tax they depended on the donations by the states. The states wished for a moderate government involvement and were repulsed by the idea of federal taxation. Another obstacle in a successful government was that the Articles did not grant Congress the power to impose its laws.In place of executive and judicial branches, theShow MoreRelatedThe United States Constitution And The Constitution Essay1491 Words à |à 6 PagesThe United States Constitution, this very detailed group of words was written in 1787, but it did not take effect until after it was ratified in 1789, when it replaced the Articles of Confederation. It remains the basic law of the United States then and till the present day of 2016. The first state to ratify the Constitution was Delaware; the last of the original thirteen to ratify was Rhode Island and since only nine were required, this was two years after it went into effect. When the U.S. ConstitutionRead MoreThe Constitution Of The United States Constitution Essay1185 Words à |à 5 Pages(framersââ¬â¢ of the U.S. Constitution) position on the Presidency: The framers experienced the abuse of the English monarchs and their colonial governors. As a result, the framers were skeptical of the excessive executive authority. Furthermore, they also feared excessive legislative powers. This was something that the Articles of Confederation had given their own state legislatures. The framers of the constitution deliberately fragmented power between the national government, the states, and among the executiveRead MoreThe Constitution Of The United States885 Words à |à 4 Pages In 1787, our founding fathers came up with a few principles that would establish what we now know as the United States of America. These principles were put on paper to serve as a guideline for how the United States would be operated and structured. This historical piece paper became known as the Constitution of the United States. In the Constitution, a Preamble is implemented at the beginning that essentially tells what the founding fathers set out to do. ââ¬Å"We The People, in order to form a moreRead MoreThe Constitution Of The United States894 Words à |à 4 Pagesthe substratum for that country. A Constitution can be defined as a document that is the substratum of the countryââ¬â¢s principles. Elements in the Constitution may contain sundry information. Which can include: how many terms a leader may serve, what rights the citizens have, how the judicial system works, etc. The United States in no different from those countries. Every constitution is different, no country has the exact constitution as another. The U.S Constitution is a four-page document detailingRead MoreThe United States Constitution Essay1515 Words à |à 7 PagesThe United States constitution was written in 1787 by the founding fathers of this country. Now it might be appropriate to question why a document that is the basis of the government for one of the most culturally and racially diverse countries in the world, was written by a group of heterosexual, cisgender, rich, white men. Some might think that a constitution written well over 200 years ago would be outdated and irrelevant to the American society of today but with some research, it is quite theRead MoreThe Constitution Of The United States756 Words à |à 4 PagesPromulgation and Legislation in the U.S. Constitution: The federal system of government of the United States is based on its constitution. The Constitution grants all authority to the federal government except the power that is delegated to the states. Each state in the United States has its own constitution, local government, statute, and courts. The Constitution of the United States sets the judiciary of the federal government and defines the extent of the federal courtââ¬â¢s power. The federalRead MoreThe Constitution Of The United States1007 Words à |à 5 PagesThe United States of America has previously experienced failure every now and then. With trial and error, the country has learned to correct its ways and move toward(s) perfecting itself. Realizing the ineffectiveness of the Articles of Confederation is a prime example of the U.S. learning how to better itself. Subsequent to the Articles of Confederation, the Constitution of the United States was set as our new and improved framework of government. Possessing knowled ge on how America, although strongRead MoreThe Constitution Of The United States951 Words à |à 4 Pageshappening again. Unlike the artifacts, The Constitution of the United States has not been forgotten, it is actually still very alive today. Unlike most relics, The Constitution still holds a very heroic and patriotic implication, freedom. With freedom comes self-government, freedom of speech, religious tolerance, etc. With all these things comes the great responsibility to adapt and fit to the wants and needs of the decade. Even though the Constitution was made for the interests of the people ofRead MoreThe Constitution Of The United States1338 Words à |à 6 Pages The Constitution is the basis of law in The United States and has been since it was written in 1789. Since then it has been amended 27 times with the first ten amendments collectively known as the Bill of Rights. The US Constitution was preceded by the Articles of Confederation and supported by the Federalist Papers which we will touch more on later. James Madison, Alexander Hamilton, John Adams and Thomas Jefferson all wrote or influenced The Constitution in a very important way. Alexander HamiltonRead MoreThe Constitution Of The United States1388 Words à |à 6 PagesInterpretation of the Constitution is one of the biggest conflicts within the United Statesââ¬âthe highly contentious issue of statesââ¬â¢ rights resulted from two different interpretations of what powers should belong to the federal government versus what powers belong to the individual states. No issue has ever caused as much turmoil as the issue of statesââ¬â¢ rightsââ¬âbut one side must have more v alid arguments. Should the federal governmentââ¬â¢s power be superior, or should the authority of the individual states be held
Wednesday, May 13, 2020
Outsourcing for RBS - Free Essay Example
Sample details Pages: 9 Words: 2566 Downloads: 7 Date added: 2017/06/26 Category Business Essay Type Narrative essay Did you like this example? 1.0 Introduction As industries become increasingly competitive, businesses look towards developing competitive advantages. The transferring of operations to another business, known as outsourcing has become an important aspect of many businesses strategies in achieving this. Advancements in technology have seen the rise of businesses outsourcing on a global scale. While outsourcing offers numerous benefits including cost saving and increased performance, outsourcing also presents considerable challenges and risks (McIvor, R. 2010). 2.0 Royal Bank of Scotland The Royal Bank of Scotland Group (RBS) is a large multinational banking and financial services company. Established in 1727 and headquartered in Edinburgh the RBS group provides services across three divisions including Personal and Business Banking, Commercial and Private Banking and Corporate and Institutional Banking. Operating through a number of subsidiaries including its own name bank Royal Bank of Scotland as well as NatWest, Citizens, Ulster Bank and Coutts. With a customer base of over 30 million the RBS operates in over 50 countries across the United Kingdom, Europe, America and Asia (RBS, 2014a). In terms of the UK the RBS has over 24 million customers with over 1.9 million Ulster Bank customers in Northern Ireland and the Republic of Ireland. (Keynote, 2014) In 2009 RBS received government intervention in the form of a bailout as a result of the financial crisis, which led to government ownership of 80% of RBS as of March 31st 2014 (UKFI, 2014). RBS have continued to report a loss for each financial year since the financial crisis with annual reports for RBS year ending 2013 show a turnover of Ãâà £26.458bn and an operating loss of Ãâà £8.243bn (RBS, 2013). However 2014 3rd quarter results have shown promising progress with profit before tax estimated at Ãâà £1.27bn (RBS, 2014b). 3.0 Financial Services External Business Environment 3.1 Financial Crisis The financial crisis of 2007/2008 threatened the collapse of many large financial institutions not only in the UK but across the world. In order to prevent this in the UK the government provided bailouts to a number of financial institutions including RBS and Lloyds. Despite this bailout RBS is still considered one of the dominant five banks within the UK which includes RBS, Lloyds Banking Group, HSBC, Barclays and Santander (Keynote, 2013). However as a result of the financial crisis the financial sector has seen a number of new stricter regulations forced upon it by the government, including the introduction of the Independent banking commission on Banks in 2010 and the Banking Reform Act in 2012. All of which have been set up to ensure tighter regulations on banking practices, increase competition and to rebuild consumer confidence in the financial services sector (Gov.uk, 2013). 3.2 New Technology The availability and adoption of high speed internet connection, n ow estimated at 87% of all UK house households (44.3million adults) has seen a major trend in how the financial service sector delivers its services. In particular the financial sector has increased the online services for personal banking, in order to meet the demand of customers to provide 24/7 banking services (Keynote, 2014). Mintel (2014) highlights the importance of consumer smartphone usage with data revealing that online and smartphone interaction is the most frequent format of interaction with financial services. Mintel (2014) further highlights thatà ¢Ã¢â ¬Ã¢â ¢s firms can gain a competitive edge by integrating smartphone applications and offering differential features. RBS has embraced this consumer technological adoption and provides both online and smartphone application banking and has reported a 200% increase in mobile banking in the last three years. (RBS, 2014c) 3.3 Branch Closures The increasing use of technology by consumers has offered the financial se rvice sector more cost effective platform to provide services as online services reduces the level of branch visits and customer interaction. This has however resulted in the closure of branches or reduction in operating hours by many banks (Keynote, 2013). In 2014 alone RBS is planning to close at least 5% of its branches equivalent to around 154 branches (Treanor, 2014). 3.4 Financial Service Sector Outsourcing Trend The outsourcing of information technology is not a new concept and has long been a trend within the financial service sector. According to Gonzalez et al (2012) some of the first information technology outsourcing contracts within this sector date back to the 1980à ¢Ã¢â ¬Ã¢â ¢s. Further to this Gonzalez et al (2012) highlights outsourcing of Information Technology is a continued practice and has in fact increased over the past number of years. However as with other operations within the financial service sector outsourcing practices also have regulations an d guidelines enforced by Financial Conduct Authority (FCA, 2014). 4.0 RBS Outsourcing Operations and Outsourcer 4.1 Infosys Infosys was established in 1981 and is a global leader in consulting, information technology and outsourcing solutions. Headquartered in Bangalore India, Infosys operates through a number of subsidiaries throughout America, Asia, Europe and the Middle East. With over 165,000 employees Infosys provides services to customers in over 50 countries. At the end of Infosys financial year 31 March 2013 it reported a turnover of Ãâà £5.264bn and an operating profit of Ãâà £1.262bn (Infosys,2014a). RBS selected Infosys to outsource part of their Information Technology operations and has been engaged in IT outsourcing contracts with RBS since 2002, having worked on a number of initiatives including the development of software and testing services (Infynews, 2007). In 2007 Infosys received the RBS Best Technology Supplier Award, RBS Director of IT devel opment Mike Errington stated that Infosys is à ¢Ã¢â ¬Ã
âconsistently enabling commercial benefits while also working with us to provide an exceptional level of service and quality improvementsà ¢Ã¢â ¬Ã (Infosys, 2014b). 4.2 RBS IT Outsourcing Failure A major challenge with outsourcing is the risk that the outsourcer may fail to carry out the required task with the potential to seriously damage the reputation of the business outsourcing. In June 2012 RBS experienced this, a technical glitch that affected over 6.5 million customers across RBSà ¢Ã¢â ¬Ã¢â ¢s own brand bank, NatWest and around 100,000 Ulster Bank customers (Hall, 2012). The glitch affected costumers for several weeks, with Ulster Bank customers receiving the longest delays in service. The computing error meant the customers were unable access their funds which caused costumer uproar (Hall, 2012). The cause of the computer error was widely blamed by RBSà ¢Ã¢â ¬Ã¢â ¢s IT outsourcing practices in India (Furness, 2012). The outcome of the error resulted in RBS paying Ãâà £175 million in customer compensation and an investigation by the Financial Conduct Authority resulting in a fine of Ãâà £42 million and Ãâà £14m fine by the Prudential Regulation Authority for failure to put in place a sufficient IT system that could handle the risk of IT failure (Financial Conduct Authority, 2014). 5.0 HR Opportunities and Challenges relating to Outsourcing 5.1 Labour Market/Advanced Infrastructure According to McIvor (2010) outsourcing to foreign country can offer many opportunities, emerging economies such as India have heavily invested in information technology infrastructure and have significance high levels of education making them an attractive outsourcing market for businesses. Javalgi et al (2013) further highlights that India has a strong emphasis on mathematics, science, and technology resulting in a large number of graduates within these areas. Alongside worl d class universities and an estimated 350 million English speaking population with around 100 million fluent in the language both written and spoken. 5.2 Implementation and Management Businesses outsourcing any operation must insure that the outsourcer has been sufficiently trained. Taplin (2008) stresses that the transfer of skills from the business to the outsourcer is critical to the success of the outsourcing operation. The design and process of training should incorporate attributes from all levels of the organisation from HR and Managers to the users of the system to ensure knowledge is effectively transferred. This point has particular relevance to RBS with some aspects of RBS legacy computer system and coding formats dating back 40 years, it is of particular importance that outsourcer Infosys has a complete understanding of the system (Flinders, 2014). 5.3 Employee Morale The outsourcing of operations within a businesses can have a negative effect upon the remain ing employees within a business. Gonzalez et al. (2012) indicates that employees within an organisation that is outsourcing operations can become uncertain of their employment situation and can develop low morale which can lead to reduced levels of productivity. 5.4 Security Issues The privacy and security of customerà ¢Ã¢â ¬Ã¢â ¢s financial information is a specific issue to financial service sector outsourcing. Unlike the outsourcing of manufacturing RBSà ¢Ã¢â ¬Ã¢â ¢s outsourcing of IT system will mean the transferring and processing of high volumes of personal financial information of millions of customers to Infosys. RBS needs to ensure that the correct measures are put in place to protect this information, as June et al (2010) indicates that the financial service sector in the EU and US accountable to full liability of all operations including those that have been outsourced. 6.0 Strategic HRM and Planning 6.1 Core Business Processes A key strategic adv antage of outsourcing is that it allows businesses to focus on core operations (McIvor, R. 2010). Businesses can use outsourcers to carry out non-core, time consuming and routine activities while businesses can focus on the development of operations that add value and competitive advantage to the business (Tayauova, 2012). Within Information Technology outsourcing in the financial services there are many routine tasks, RBS can insure that routine tasks such transaction processing are carried out by Infosys while RBS can focus on developing new information technology strategies and policies, such as RBSà ¢Ã¢â ¬Ã¢â ¢s announcement that it is investing Ãâà £1bn by 2017 in its digital services for personal and small business owners (Dunkley, 2014). 6.2 Opportunity to integrate new technology The use of IT within financial organisations such as RBS may no longer be seen as a simply back office operation instead Gonzalez et al (2012) highlights that IT can be seen as a cruc ial part of the financial service sector enabling efficient operations and also creating competitive advantages and services. Outsourcing not only allows for the processing and maintenance of existing IT operations but also enables the access to develop new technologies and competitive advantages. RBSà ¢Ã¢â ¬Ã¢â ¢s has adopted this principle and has signed a contract worth Ãâà £300 million with both Infosys and IBM in order to design a state of the art computer system for a new bank William Glynà ¢Ã¢â ¬Ã¢â ¢s, which RBS are planning to launch in 2015. The new banks computer system will be based around RBS existing IT platform (Quinn, 2013). 6.3 Staffing Requirements/Workload Flexibility The outsourcing of operations which are subject to varying levels of demand and workload can be particularly beneficial to businesses. This is significant within the financial services industry and RBS, as the demand for transaction based services varies on a daily basis. Oversta ffing increases expense and reduces profitability while understaffing can reduce efficiency and may cause problems. By outsourcing part of the operation financial organisations can design contracts with outsourcers to handle the changing work load levels while providing financial organisations with much more predictable operating costs (Basu and Nair, 2012). 7.0 Cultural Considerations 7.1 Communication and misinterpretation barriers Offshore outsourcing can pose potential miscommunication and misinterpretation problems. Raju (2012) highlights that foreign countries such as India have a large English speaking and educated population however cultural and linguistic variations of its spoken form can cause confusion in cross cultural outsourcing teams. In turn this confusion can lead to inefficiency and reduced work productivity. In order to ensure that cross cultural outsourced operations are carried out effectively, outsourcers must ensure that there are sufficient intercult ural training programs in place. 7.2 Religious Practices Indiaà ¢Ã¢â ¬Ã¢â ¢s culture is religiously diverse with the main religions including Hindu, Muslin, Christian and Sikh. This diverse range of religions sees many religious holidays and festivals take place throughout the year in India. When outsourcing to India RBS should aware of these religious practices and any affect that these might incur. (Melik, 2012) highlights one of the largest Muslin religious festivals is Ramadan in which Muslin cannot eat or drink during daylight hours. During this period of Ramadan it has been reported that working performance and productivity declines due to shorter working hours and changes in behaviour. 7.3 Time Zone When outsourcing to a foreign a county RBS should be aware of the potential difficulties of working across different time zones. India for example where outsourcer Infosys is based is 5 hours and 30 minutes headed of the UK time zone. While this is not the largest time zone difference it still represents a significant communication limiting factor. As communication between RBS and Infosys may be limited to certain number of working hours, specifically if complex tasks need to be queried, if the working time of either country has finished confirmation and progress may be delayed until the next day (Lee-Kelly and Sankey 2008). 8.0 Financial Assessment 8.1 Lower wages Outsourcing to an outsourcer in another country can offer significant savings for RBS. Because of lower wage rates companies such as Infosys can offer significant savings to carry out the same tasks. Bummer (2012) reported that graduate jobs with experience of using the software program CA-7 which is used for a number of operations within RBSà ¢Ã¢â ¬Ã¢â ¢s computer system were advertised with salaries between Ãâà £9,000 and Ãâà £11,000 which is a significant saving on what a worker would be paid for carrying out the same job in the UK. However RBS should be a ware of the increasing levels of inflation within countries such as India, as high levels of inflation can increase the cost of outsourcing, this is of particular importance in long term outsourcing contracts (Javalgi et al., 2013). 8.2 Reduced Operational Costs RBS can benefit from outsourcers economies of scale, due to the fact that outsourcers such as Infosys employee a large number of employees specialised within the same areas such as IT, this enables them to carry out the same transaction processes as businesses such as RBS but at a lower cost (Hecker and Kretschmer, 2010). These efficiency savings enable Infosys offer RBS cost savings. 8.3 Recruitment Costs As mentioned previously outsourcing to India provides the opportunity to access an attractive labour market. However the cost of recruitment and training of any individual can be costly and time consuming process. However the outsourcing of operations allows for the cost to be carried by the outsourcer (McIvor, R. 2010). Offering access to Indiaà ¢Ã¢â ¬Ã¢â ¢s skilled labour force without the negatives of recruitment and training. 8.4 Hidden Costs The outsourcing of operations can be a complex process and has the potential to undermine the cost saving strategies through unexpected costs. Larsen et al (2011) further indicates that hidden costs can occur at a number of stages of the outsourcing contact, including the cost of initial selection of an outsourcer and unexpected high levels of coordination during the implementation stage. Further hidden costs can arise from additional training when outsourcing complex tasks as well as previously mentioned when outsourcing to a foreign country cultural issues may introduce hidden additional training costs. 9.0 Conclusion In conclusion it is clear that outsourcing of non-core operations can provide the RBS with the opportunity of focus of core operations that add value and competitive advantages. While outsourcers can offer many be nefits including significant cost savings, increased workload efficiency and enabling access to highly qualified labour markets. In the case of RBS it can also be concluded that IT can also be classified as an operation that is not only a back office operation but a platform that can provide value and competitive services through the development of new technologies. However outsourcing for RBS is not without its challenges, such the training of its complex legacy system, possible communication barriers and time zone differences as well as the consideration of outsourcing on its own staff. The risks of failed outsourcing can be extremely damaging, in the particular RBSà ¢Ã¢â ¬Ã¢â ¢s IT glitch in 2012, which results in consumer compensation of Ãâà £175m and a fine Ãâà £56m while also significantly damaging RBS reputation. Whilst outsourcing offers RBS many benefits it is unknown whether this disaster could have been prevented if IT had not been outsourced. Donââ¬â¢t waste time! Our writers will create an original "Outsourcing for RBS" essay for you Create order
Wednesday, May 6, 2020
Forbidden and Dangerous Love Free Essays
essay Josephine Sellberg English Mrs. Giraud 1/9/10 Forbidden and Dangerous Love The story â⬠Pyramus and Thisbeâ⬠is about two lovers, Pyramus and Thisbe. Because their love is forbidden, they are forced to do dangerous things to satisfy it. We will write a custom essay sample on Forbidden and Dangerous Love or any similar topic only for you Order Now In the story, Pyramus and Thisbeââ¬â¢s parents have forbidden their love for each other. The teenagers live on either side of a wall that separates them. The two lovers one day decide that they want to be together and not have a wall between them. They decide to do a dangerous thing and sneak away from home into the dark fields. What drives the action in this story is Pyramus and Thisbeââ¬â¢s love that just gets stronger because it is forbidden. They take a dangerous risk when they sneak out into the wild when itââ¬â¢s dark and lions are around. When something is forbidden it can make it even more ââ¬Å"attractiveâ⬠and that is what happens with Pyramus and Thisbeââ¬â¢s love. Pyramus, ââ¬Å"the handsomest youthâ⬠and Thisbe, ââ¬Å"the fairest maidenâ⬠are the two lovers in the story; they want to get married, but their parents will not let them (1). One thing, however, they cannot forbid is their love for each other. In fact, their love ââ¬Å"burned more intensely for being covered upâ⬠(1). They converse by signs and glances. Pyramus and Thisbe find a crack in the wall that separates them, allowing them to talk to each other. Amazing ââ¬Å"what will not love discoverâ⬠(1). Every night, when it is time to say farewell, the lovers are forced to ââ¬Å"press their lips upon the wallâ⬠(1). They can never give each other a real goodnight kiss or a hug when they need one. The wall do not only separate them it separates their love. They just have to do something about it; it is just too hard for them to restrain their affection. This decision leads to dangerous plans. Danger moves the story forward due to Pyramus and Thisbeââ¬â¢s choices and plans. The two lovers decide to take the chance and sneak out. They were going to sneak out in the middle of the night beyond the ââ¬Å"watchful eyes of their parentsâ⬠(2) Pyramus has some knowledge of the danger because he brings a sword which he later uses to kill himself. They were going to meet in the fields the next night and be together. Thisbe is at the meeting place first and has to wait for Pyramus to come. She sees a lion and flees, and finds refuge under a rock. She drops her veil, which the lioness tosses around with her bloody mouth. When Pyramus approaches the meeting place, he sees footsteps of a lion and his loverââ¬â¢s bloody veil. He thinks that he has been the cause of her death and then he kills himself with the sword. As soon as Thisbe recognizes her lover she knows that she was not going to live her life without Pyramus, so she also kills herself. Pyarmus and Thisbeââ¬â¢s plan to sneak out ends up to be dangerous and nothing like they thought it would be like. Pyramus and Thisbeââ¬â¢s ââ¬Å"forbidden loveâ⬠for each other make them do dangerous things. Their love even gets stronger because of the fact that it is forbidden, and nothing can tear them apart. The story ends telling that even death cannot separate the two lovers. Pyramus and Thisbe were born to be together and that was how it was going to stay. When something is forbidden, it can be more interesting or attractive to a person. Something forbidden can make a person want to explore it even more, and take a risk just to explore it. When there is something we really want is withheld, our behavior and judgment can easily be clouded. How to cite Forbidden and Dangerous Love, Papers
Tuesday, May 5, 2020
Socio-Economic Changes in the Atlantic World from 1492-1750 free essay sample
The Atlantic, what had previously been a predominately dormant ocean, erupted with a flurry of activity during the latter portion of the 15th century C.E. with the first voyages of Christopher Columbus. With these came an onslaught of intercontinental trade, beginning, obviously, with the Columbian exchange in the early 1500ââ¬â¢s C.E. The expanse of time between 1492-1750 C.E. brought to all Atlantic shores, what is debatably the greatest transformation ever undergone by these constituencies. In addition to the original bout of explosive growth felt by Africa, Western Europe, and the Americas, the socio-economic ramifications of such were soon mutually experienced on all sides, if not in different ways. As the practice of cash-cropping on a large scale took root, the need for slave labor increased significantly all around the board, this seamlessly segueing into a mix of cultures, never before seen in the Americas. With this particular period of time, the enumerable cultures of t he African, European, and American peoples desperately clung to their own cultural ideals and practices, even in the instance of African enslavement. We will write a custom essay sample on Socio-Economic Changes in the Atlantic World from 1492-1750 or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This, to me, brings up one of the most interesting ways in which multiple social continuities have transpired throughout a period of history, while all the while being morphed and shaped by the customs of the society into which they went forth (or were brought into by force, presumably as the case would have been for coerced laborers from Africa after being shipped to the Americas to work as slaves). Without the Columbian Exchange, it is very doubtful that much change at all would have occurred in the regions bordering the Atlantic during this time period, given that it allowed for, and was originally, the sole source of transoceanic collateral dispersal. This economized redistribution of goods and wealth throughout the West gave rise to copious alterations throughout Europe, Africa, and the budding Americas. Many of these changes (especially those pertaining to the financial modifications that took place on both sides of the Atlantic) are made quite evident by their superficiality. For example, the Americas were involuntarily ushered into the tradeoff between staggering population losses and equally exponential gains in new crops, commodities, etc. After the initial biological shock of European conquest, the Native American peoples watched as the dust settled over a very different economic landscape than the one they had previously navigated as an entirely self-sufficient tribal nations. The relatively rapid influx of new goods, crops, and animals to the Americas caused the two continents to explode economically. Equitably, the large number of American goods flowing back into Europe (and eventually western Africa) caused a major shift in the European mindset as well as an even larger bulge than was already present in the pocketbooks of numerous European royals. With the effects of silver bullion mining in Spain spidering outward through Europe, Africa, and soon, across the Atlantic to the Americas somewhat, the West received yet another hit of economic amphet amines in its veins. The monetary channels that had previously been restricted by a shortage of resources, lack of new and/or mysterious (foreign) products, and the ever present greed of autocrats, were enormously dilated by new contacts and trades amongst Europe, the Americas, and Africa. However, as always, somebody generally ends up with the butt end of the deal. In this particular case, this ââ¬Å"somebodyâ⬠was the impoverished African masses. In an effort to preserve/expand the economies of their constituencies, many African rulers evilly took advantage of the rapidly growing new demand for slave laborers in the New World. The previously discussed J-curve of transcontinental/oceanic financial influx generated a ââ¬Å"needâ⬠for coerced, inexpensive labor not only in the Americas, but in Europe as well, where the introduction of new cash crops like corn were being produced on a massive scale. This increased demand for blatantly immoral slave labor in conjunction wit h the sickening willingness of many African leaders to literally sell out their people for personal gain, to me was one of the major contributors to the overall European attitude of apathy towards the sickening atrocities occurring within the slave trade not only within the triangular trade itself, but additionally in the sugar plantations in the West Indies and other areas where African slaves were being violently mistreated. On top of the transoceanic economic/agricultural boom and the subsequent rise in the volume of human cargo in triangular trade, other changes were occurring during this time due to the reasons discussed in the thesis. Due to the steady flow of newfound luxuries to Europe, many Europeans found themselves ââ¬Å"addictedâ⬠to these newfangled ââ¬Å"vessels of hedonismâ⬠, thus sculpting an entirely new European mindset in respect to the natural moral desert of luxury items by non-royalty. Across the Atlantic in the Americas, the large-scale introductio n of slave labor began to seed a melting pot (albeit not anything close to our modern, feel-good, definition of such) of cultures, races, languages, and more. While the changes that occurred in the expanse of time between the latter portion of the 15th century C.E. and the mid 18th century C.E. were great in quantity, it is important to realize that even throughout these hemispherical shifts, some specific elements of the Atlantic culture(s), social structure(s), and economy(ies) remained unaltered. The cultural and ethnic mixing referenced at the end of the previous paragraph brings up the interesting way in which certain parts of each Atlantic culture managed to remain preserved. Renowned evolutionary biologist Dr. Richard Dawkins refers to these as ââ¬Å"memesâ⬠. Dawkins theorizes that memes (defined by Dawkins as: ââ¬Å"any cultural entity that an observer might consider a replicator.â⬠) present themselves at one point of time in history and, if accepted widely enoug h, press on through a process of natural selection by society. It is these cultural memes that I believe constitute the backbone of the continuities of this time period in the Atlantic. The mix of cultures caused by the Columbian Exchange as well as slavery in the Americas (and, yes, Europe also) is just that ââ¬â a mix. Even though so many changes couldnââ¬â¢t help but transpire due to the reasons above listed, the memes of each distinct social group shone through, persevering through hardship and crossing, quite literally, the stormy seas of economic shift. It is these memes that ever-so-subtly made their presence known (and continue to do so to this day) in the meshed peoples of the Americas, Africa, and western Europe. In summary, the Atlantic played host to enormous change during the latter half of the 1st millennia C.E., while also (quite involuntarily, and most likely, unknowingly) providing an ideal environment for the memes of multiple societies and cultures to mesh beautifully.
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